OUR UNDERINSURED MOTORIST ACCIDENT LAWYERS HELP YOU WIN
10 Consecutive
Years
Our Clients
Owned Business
Real Automobile Accident Cases Won
$10,000,000 SETTLEMENT
$3.5 MILLION AWARD
$1,055,000 SETTLEMENT
Real Accident Stories
Why Choose Philly Lawyers
How We Help You Win
Buck County Underinsured Motorist Claims Attorney
Underinsured motorist cases start with proving that the other driver was at fault. Then, you must prove how much the accident cost you. Then you will need to show that the other motorist’s insurance coverage cannot fully cover your damages. At Kats, Jamison & Associates, we will conduct a thorough investigation to ensure that you recover all the money to which you are entitled to.
Proving Fault
Some examples include:
– Texting and driving
– Aggressive driving or road rage
– Drinking and driving
– Driving after taking drugs
– Fatigued driving
– Dangerous lane changes, passing or following
– Driving over the speed limit
– Driving too fast in bad weather/road conditions
– Following too closely
– Violating any other traffic safety laws
It is difficult to claim that the other party is at fault unless the other driver openly admits responsibility for the crash. In most cases though, you will need to provide evidence of negligence to your insurance company.
Our law firm has the resources to investigate your accident and collect evidence to support your claims of fault. Evidence can including witness statements, video evidence (from surveillance or smartphone cameras), the opinions of accident reconstruction experts, and more. If a driver was drunk, high or in violation of another law, you can use a police officer’s account or a conviction against the driver. We will seek out the appropriate evidence needed to prove the underinsured driver’s negligence in your specific case, as well as proving that you were injured as a result of the accident.
One of the simplest ways to prove the cause of your injury is to obtain a medical diagnosis as soon as possible after the crash. A medical professional can note whether your injuries are consistent with car accident injuries and can document their severity.
Proving Your Damages
– Costs of emergency treatments and ambulance transportation
– Surgeries and postoperative treatments
– Time in the hospital or intensive care unit
– Medications
– Medical equipment
– Rehabilitative and physical therapy
– Home health care
– Wage lost from time missed from work
– Costs of transportation and other necessities for medical treatment
– Estimated bills for any required future medical treatments needed
The cost of treatment may range anywhere from a few thousand to a hundred thousand, depending on the severity of your injuries. These costs alone can easily exceed a $25,000 bodily injury policy and you can use your medical bills as proof of all of the losses you have already incurred.
Damages can increase exponentially if your injury caused long-lasting or permanent impairments or disabilities. You will need to be discharged with medical records to prove your damages.
Was Your Underinsured Motorist Claim Denied?
– Challenging your assertions of liability for the accident
– Questioning the cause of your injury
– Questioning the severity of your injuries and the necessity of all treatments
– Challenging any estimates of future losses
– Claiming you did not comply with all procedural requirements of your claim
Often, you can reduce the chances of a denial for the above reasons if you enlist the help of a car accident lawyer before you even file a claim. Our attorneys can help to make sure you are compliant with all requirements for your claim and will provide the most persuasive evidence possible. However, insurers may still try to deny even the strongest claims.
If you received a denial, an attorney can appeal the denial and negotiate for the amount you deserve by presenting new evidence and arguing on your behalf. An underinsured motorist attorneys at Kats, Jamison & Associates can help you file a lawsuit against your insurance company demanding full payment for all of the costs of your accident and fight for you in the courtroom and arbitrations.
Contact a Pennsylvania Underinsured Motorist Attorney For More Information
Frequently Asked Questions
Philly Lawyers offers free case reviews so that you can better understand your legal options. This means you pay nothing for your first consultation. Additionally, Kats, Jamison & Associates works on a contingency fee basis meaning that if you do choose to hire us, you pay us nothing unless and until we win your case.