FULL TORT INSURANCE VS. LIMITED TORT INSURANCE
At Kats, Jamison & Associates, we are a comprehensive law firm that cares for the client with a track record of multi-million dollar settlements and verdicts. We will represent you with humanity, humility and honor, regardless of your case size.
Real Automobile Accident Cases Won
For a 9 year old Northeast Philadelphia boy who suffered traumatic brain injuries after being hit by a truck as he crossed the street.
$3.5 MILLION AWARD
From a Chester County jury to a nurse and mother of two after she was seriously injured when she was rear-ended by a National waste disposal truck.
Settled in 7 months for responsible party’s policy limits and under-insured motorist policy limits
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Real Car Accident Stories
Why Choose Philly Lawyers
A Team Dedicated To Getting You ResultsOur team is made of many experienced attorneys specializing in a variety of different practice areas. Whatever you need help – the Philly Lawyers team is here to help!
We Speak Your LanguageWe are able to assist you with your legal needs and speak to you in your native language. Our staff of attorneys are fluent in many languages including: Russian, Spanish, French, Romanian, Italian, Yugoslavian, Hebrew, Ukrainian, Uzbek, Polish, Georgian, and Armenian.
Locally RecognizedWe’ve won numerous awards and have contributed to numerous publications in the last 33 years.
Top Verdicts & SettlementsWe won some of the top verdicts and settlements in Greater Philadelphia. Some including $3.5 million for a car accident, $10 million for a hit and run, and $30 million for a motorcycle accident.
No Fee Unless You WinOur commitment to you is that you don’t pay unless we win, and only then you pay a small percentage of the amount we won for you. Every case begins with an honest assessment to determine your likelihood of success.
No Case Is Too Big Or Small For Us To HandleWhether you need help because you’ve been injured, been in a car accident, slipped and fell or need any other legal advice, we can help.
On Site VisitsYou don’t always have to come to us! If you are injured and recovering in a hospital or at home, our attorneys can visit you!
What is the Difference Between “Full Tort” & “Limited Tort” Insurance Policies?
The experienced team of Insurance Lawyers in Bucks County, PA Law Firm of Kats, Jamison & Associates are knowledgable regarding the difference between full tort & limited tort litigation. When car insurance is purchased for your vehicle in Pennsylvania or New Jersey, you are given the choice between “Full Tort” and “Limited Tort” coverage options. Our Bucks County, and Montgomery County Lawyers understand that it may become confusing to differentiate between these two choices. A consumer might be incentivized to purchase limited tort just because it is more affordable than full tort. It is important to weight each of your options, so you understand exactly what these choices mean, especially if you are injured in an auto accident in the future.
Full Tort Insurance
With regards to Full Tort insurance coverage, if you are injured in an auto accident, you are given the right to pursue litigation for the purpose of receiving FULL compensation for your medical bills, lost wages and other potential damages. You and your loved ones may also sue for non-monetary damages such as pain and suffering, loss of companionship, and but not limited to loss of enjoyment of life. Due to the fact that you are buying full tort insurance, you are retaining all your litigation rights, holding the insurance company fully responsible for your accident if you unfortunately have one.
Limited Tort Insurance
With regards to limited tort insurance policies, the insured purchaser will be entitled to compensation for medical bills, lost wages, property damage, and other potentially out of pocket expenses following a car accident. However, the distinction of these two options is the ability to sue for non-monetary damages such as pain and suffering, loss of companionship, and loss of enjoyment of life. Typically, limited tort policies give up your right to bring a lawsuit for non-monetary damages, in exchange for a reduced fee your insurance company bills you. Depending on the insurer, these reduced rates can typically fall between 10-20%.
It is essential to understand that when you choose Limited Tort Insurance, you are giving up your right to litigation, including the rights of anyone covered under your policy. This also includes limited insurance for any family members, and or passengers in other vehicles. .
If you have suffered injury in a Bucks County or Montgomery County due to an automobile accident, your most important concern should always be on your physical and mental wellbeing. Worry about your health, and we will take care of the rest.
If you or a loved one have suffered injuries due to a car accident, please do not hesitate to call 215-396-9001 to schedule a free consultation with the knowledgable Bucks County, Montgomery County, and Northeast Philadelphia lawyers at Kats, Jamison & Associates.
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Frequently Asked Questions
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