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Super Lawyers for over 10 years
Best Law Firms In Philadelphia
Over $100 Million Recovered For Our Clients
Woman Owned Business

FULL TORT INSURANCE VS. LIMITED TORT INSURANCE

At Kats, Jamison & Associates, we are a comprehensive law firm that cares for the client with a track record of multi-million dollar settlements and verdicts. We will represent you with humanity, humility and honor, regardless of your case size.
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Rating Overview
Based on over 200 real client reviews

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Rating Overview
Based on real client reviews

Have You Been Confused About Full Tort and Limited Tort Insurance?

We will visit you at your home or in the hospital.
We will visit you at your home or hospital in Bucks County, Montgomery County, Northeast Philadelphia or any other county in Pennsylvania, New Jersey, or New York.

The attorneys at Kats, Jamison & Associates are experienced in assisting victims and families with recovering the financial compensation they deserve. We will review your case thoroughly, investigating all evidence regarding the cause of the accident, and will interview witnesses and experts as necessary.

Our insurance attorneys will help you understand the key differences between full tort and limited tort coverage and ensure that you make the right choice for your protection. We will work to protect your rights and maximize your compensation in case of an accident, whether you have full or limited tort insurance. Our attorneys are experienced in handling complex insurance litigation. Let our experience speak for you.
Free case evaluation

Real Automobile Accident Cases Won

$10,000,000 SETTLEMENT
For a 9 year old Northeast Philadelphia boy who suffered traumatic brain injuries after being hit by a truck as he crossed the street.
$3.5 MILLION AWARD
From a Chester County jury to a nurse and mother of two after she was seriously injured when she was rear-ended by a National waste disposal truck.
$1,055,000 SETTLEMENT
Settled in 7 months for responsible party’s policy limits and under-insured motorist policy limits.
Free case evaluation

Real Philadelphia Area Car Accident Cases Won

$10,000,000 SETTLEMENT
For a 9 year old Northeast Philadelphia boy who suffered traumatic brain injuries after being hit by a truck as he crossed the street.
$3.5 MILLION AWARD
From a Chester County jury to a nurse and mother of two after she was seriously injured when she was rear-ended by a National waste disposal truck.
$1,055,000 SETTLEMENT
Settled in 7 months for responsible party’s policy limits and under-insured motorist policy limits.
Free case evaluation

Why Choose Philly Lawyers

A Team Dedicated To Getting You Results
Our team is made of many experienced attorneys specializing in a variety of different practice areas. Whatever you need help – the Philly Lawyers team is here to help!
We Speak Your Language
Our team is made of many experienced attorneys specializing in a variety of different practice areas. Whatever you need help – the Philly Lawyers team is here to help!
Locally Recognized
We’ve won numerous awards and have contributed to numerous publications in the last 33 years.
No Case Is Too Big Or Small For Us To Handle
Whether you need help because you’ve been injured, been in a car accident, slipped and fell or need any other legal advice, we can help.
On Site Visits
You don’t always have to come to us! If you are injured and recovering in a hospital or at home, our attorneys can visit you!
Top Verdicts & Settlements
We won some of the top verdicts and settlements in Greater Philadelphia. Some including $3.5 million for a car accident, $10 million for a hit and run, and $30 million for a motorcycle accident.
No Fee Unless You Win
Our commitment to you is that you don’t pay unless we win, and only then you pay a small percentage of the amount we won for you. Every case begins with an honest assessment to determine your likelihood of success.

Frequently Asked Questions About Car Accidents

We understand when the injury occurs, you are scared and need immediate help. Here are the answers to some of the questions we hope are helpful to you.
If you come to us, we have all the answers for when you are injured in any type of accident.
Free case evaluation
Do I have to pay to speak with an attorney?

Philly Lawyers offers free case reviews so that you can better understand your legal options. This means you pay nothing for your first consultation. Additionally, Kats, Jamison & Associates works on a contingency fee basis meaning that if you do choose to hire us, you pay us nothing unless and until we win your case.

Video Testimonials

How We Help You Win

Step 1
We will review your car accident case thoroughly.
Step 2
We will investigate all evidence regarding the cause of the accident.
Step 3
We will interview witnesses and experts if necessary.
Step 4
We will work to ensure that victims and their families receive the maximum settlement.

Real Car Accident Stories

“I was in an automobile accident in Philadelphia and I came to Kats Jamison and Associates.They were able to get me a quick recovery for the property damages to my car. They worked with my doctors to make sure I received the best medical care. All my medical bills were paid through the automobile insurance policies and my lawyers made sure it was all done properly. They explained to me the process of the settlement and litigation and once the offer was received it was communicated to me immediately. I was extremely happy with the result of my case.”
Max
Automobile Accident Injury Client
“I was involved in a motor vehicle accident and wasn’t able to do a lot and had to stop working. From the start Marina set up an appointment for me to see a neurologist when no one was willing to see me. When I needed help or had questions she and Barb were always there to answer mine and my moms questions, to help fill out paperwork, and to get me the benefits I needed. Everyone there was extremely helpful and nice. They were patient and attentive to all of my needs and looked out for my best interests until the end. I’m glad to have met them and thankful to them.”
Jo
Motor Vehicle Accident Client
“Marina Kats one of the best attorneys i know. She cares about clients, their well being as well as getting the best results in their personal injuries cases. I would recommend Marina Kats and Philly lawyers to anyone who needs assistance in Car accident cases and Personal injuries cases”
Larisa
Car Accident Injury Client
“The lawyers at this firm are caring individuals that can help you with your car accidents, get you great settlements, and treats you with great respect. For personal injury and business matters, I have known them from personal experience from a car accident in Philadelphia, they work fast and I am a very satisfied client.”
Melody
Motor Vehicle Accident Client
“Only at Marina Kats office! Where else can you find so much passion for the job, compassion for clients, and knowledge of the law? My answer is – Marina Kats and the people at her office. This office work ethic and abilities are very high. They have great communication skills. They are willing to listen and to hear you. They really want to help. Always available for clients, no matter when and why. Marina Kats and her people are always ready to help. Also, they get good results for clients. I strongly recommend Marina Kats office. You will not be sorry :) Marina and her people got everything resolved in an excellent timely manner.”
Yelena
Car Accident Injury Client
“Help with car accidents, bike accidents, and settlements. High recommendation, also great for Russian-speaking client – great lawyer!”
Billy
Car and Bike Accident Client
Find out if you have a case in under 3 minutes!
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What is the Difference Between “Full Tort” & “Limited Tort” Insurance Policies?

The experienced team of Insurance Lawyers in Bucks County, PA Law Firm of Kats, Jamison & Associates are knowledgable regarding the difference between full tort & limited tort litigation. When car insurance is purchased for your vehicle in Pennsylvania or New Jersey, you are given the choice between “Full Tort” and “Limited Tort” coverage options. Our Bucks County, and Montgomery County Lawyers understand that it may become confusing to differentiate between these two choices. A consumer might be incentivized to purchase limited tort just because it is more affordable than full tort. It is important to weight each of your options, so you understand exactly what these choices mean, especially if you are injured in an auto accident in the future.
Full Tort Insurance
With regards to Full Tort insurance coverage, if you are injured in an auto accident, you are given the right to pursue litigation for the purpose of receiving FULL compensation for your medical bills, lost wages and other potential damages. You and your loved ones may also sue for non-monetary damages such as pain and suffering, loss of companionship, and but not limited to loss of enjoyment of life. Due to the fact that you are buying full tort insurance, you are retaining all your litigation rights, holding the insurance company fully responsible for your accident if you unfortunately have one.
Limited Tort Insurance
With regards to limited tort insurance policies, the insured purchaser will be entitled to compensation for medical bills, lost wages, property damage, and other potentially out of pocket expenses following a car accident. However, the distinction of these two options is the ability to sue for non-monetary damages such as pain and suffering, loss of companionship, and loss of enjoyment of life. Typically, limited tort policies give up your right to bring a lawsuit for non-monetary damages, in exchange for a reduced fee your insurance company bills you. Depending on the insurer, these reduced rates can typically fall between 10-20%.

It is essential to understand that when you choose Limited Tort Insurance, you are giving up your right to litigation, including the rights of anyone covered under your policy. This also includes limited insurance for any family members, and or passengers in other vehicles.

If you have suffered injury in a Bucks County or Montgomery County due to an automobile accident, your most important concern should always be on your physical and mental wellbeing. Worry about your health, and we will take care of the rest.

If you or a loved one have suffered injuries due to a car accident, please do not hesitate to call 215-593-2623 to schedule a free consultation with the knowledgable Bucks County, Montgomery County, and Northeast Philadelphia lawyers at Kats, Jamison & Associates.
Free case evaluation

Our Greater Philadelphia Law Firm Has Won Many Accolades For Northeast Philadelphia, Bucks County And Montgomery County

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